Privacy Policy

Last Updated: November 11, 2025

This Privacy Policy describes the policies and procedures of American Auto Center (“the Company,” “We,” “Us,” or “Our”) regarding the collection, use, and disclosure of your information when you use our website, lead forms, chatbots, or other related services (collectively, the “Service”). It also explains your privacy rights and how applicable laws protect you.

By using the Service, you consent to the collection and use of information as described in this Privacy Policy.

Credit Authorization & Consent

By submitting your application, you authorize American Auto Center to share your information with our licensed dealer partners and their lenders for the purpose of vehicle financing. These partners may obtain your consumer credit report and other financial information as part of the credit evaluation and approval process.

You also authorize our dealer or lender partners to contact you regarding financing options via phone, SMS, or email.

All personal and sensitive information (including your Social Security Number) is collected securely and used only for legitimate financing purposes.

Interpretation and Definitions

Account – A unique record created for you within our systems or CRM.
Company – Refers to American Auto Center, based in the United States.
Cookies – Small files placed on your device for session management and analytics.
Personal Data – Any information identifying an individual, such as name, email, phone, address, or Social Security Number.
Service – Refers to our website, application forms, and messaging platforms.
Service Providers – Vendors or contractors that process data on behalf of American Auto Center (e.g., hosting, analytics, communication tools).
You – The individual submitting an application or interacting with the Service.

Collecting and Using Your Personal Data

Types of Data Collected

We may collect:

• Name, email address, and phone number
  
  
• Physical address
  
  
• Date of birth
  
  
• Employment details and monthly income
  
  
• Social Security Number (SSN) or Tax Identification Number (TIN)
  
  
• Credit and financial information (shared securely with authorized lenders)
  
  
• Application details, including requested down payment and vehicle preferences
  
  

We may also collect device data (browser, IP address, pages visited) for analytics and security purposes.

Use of Your Personal Data

We use your information to:

• Process vehicle financing applications
  
  
• Share with licensed dealer and lender partners for credit evaluation
  
  
• Verify identity, employment, and income
  
  
• Contact you via phone, text, or email regarding your application
  
  
• Improve our systems, ads, and customer experience
  
  
• Comply with federal and state laws (including the Fair Credit Reporting Act)
  
  

Your SSN and sensitive financial information are used solely for the purpose of credit qualification and are transmitted securely using encrypted connections.

Sharing Your Information

Your data may be shared with:

• Dealer partners for financing and vehicle delivery
  
  
• Lender partners to review and approve credit applications
  
  
• Service providers for hosting, CRM, or communication tools
  
  
• Regulatory bodies if legally required
  
  

We do not sell or lease personal information to third parties.

Retention and Deletion

We retain personal information only as long as necessary to process your application or as required by law. You may request deletion of your data by contacting us at privacy@americanautocenter.co, subject to any legal retention obligations.

Security of Your Information

We use commercially reasonable safeguards including SSL encryption, restricted access, and secure servers to protect your personal and financial information. However, no system is 100% secure, and we cannot guarantee absolute security.

Children’s Privacy

Our Service is not intended for anyone under the age of 18. We do not knowingly collect personal data from minors.

Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted with a revised “Last Updated” date. Continued use of the Service indicates acceptance of the updated policy.

Contact Us

If you have any questions about this Privacy Policy, please contact:
📧 admin@americanautocenter.co

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